What Is a Podcast and How Does It Work?

Podcasts can be an effective method of developing traffic, attracting customers and building your credibility. It can turn you from a want to-be to a true expert in the eyes of your customers and prospects.

But what is a podcast?

The term itself is a contraction of two words - iPod and broadcast. The Apple iPod of course, is an MP3 player. An electronic version of the old tape recorder if you will.

What Is a Podcast and How Does It Work?

So the term itself would indicate that a podcast is some form of a regular broadcast using MP3 audio format and portable players -- the Apple name being optional. But a podcast is really both more and less than this.

For the purposes of this article I'm going to deal with what a podcast is on four levels.

1. A podcast is an audio file. In theory it is provided in MP3 format. MP3 format is a very capable, yet very compact format used for audio recording. It is also manufacturer independent. However, podcasts can also be provided using either the Windows native format (WMA) or Apple's Quicktime audio. In fact, there are a large number of audio formats available and podcasts can be found in any of them. However, MP3 is the most popular format.

2. It is intended to be retrieved from a website (e.g. iTunes or the creator's website) and downloaded to an MP3 player such as the iPod or one of many other manufacturers products. This recording can then be played back at any time while the audience is busy doing something else. Cars are a frequent location for the playback of these files. Busy commuters can listen to something useful while traveling to and from the office.

3. Content is whatever the podcast creator wishes. Like any radio broadcast. However, typically they tend to be focused on spoken content rather than music. This content can be provided in a number of different forms including teleseminars, interviews and readings.

4. In theory podcasts do not have to be regular. However, in practice they fit into two types. One time podcasts are usually not referred to as podcasts. The repeating podcast is repeated either once per week or once per month or daily. In short, they are meant to be a regularly re-occurring broadcast of opinion, information or news. In practice, audio files which are one-time only are referred to as MP3s. The term podcast is usually restricted to broadcasts which repeat on a regular basis.

What Is a Podcast and How Does It Work?
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Do you want to learn how to create information products (learning content)? Check out my new free eBook "7 Myths and Seven Tricks in Nine Steps": http://www.learningcreators.com/myths.htm

Do you want to read more free information like this? Go to my blog: http://www.learningcreators.com/blog/

Glen Ford is an accomplished consultant, trainer and writer. He has far too many years experience as a trainer and facilitator to willingly admit.

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How Can H Pylori Cause Anxiety and Depression?

It is well known that H. pylori can cause digestive symptoms such as heartburn, reflux, bloating, nausea and vomiting. However, the knock on effects of bacterial and parasitic infections can be profound and may cause seemingly unrelated symptoms.

Research has clearly shown that H. pylori can cause vitamin B12 deficiency and iron deficiency anaemia.

Typically, in medical research other nutrients are not studied. However nutritionists who use advanced laboratory testing techniques commonly see deficiencies in vitamin B1, B2, B3, B5 and B6 when patients have digestive infections. It is also not uncommon to see amino acid and fatty acid insufficiencies.

How Can H Pylori Cause Anxiety and Depression?

If the body becomes nutritionally depleted as a result of H. pylori and other digestive infections, symptoms can develop elsewhere in the body.

For example, amino acids are required for the production of thyroid hormone and the neurotransmitters dopamine and serotonin. B6 is required for the formation of dopamine. If these chemicals are low in the body, depression, anxiety and fatigue can easily set in.

Typically SSRI antidepressant drugs will be prescribed in these situations but the key to successful treatment is actually to ensure the gut is functioning properly. This means removing H. pylori, other infections and ensuring proper digestion and absorption of nutrients.

Convenient and inexpensive urine testing can be employed to evaluate nutritional status and short-term supplementation can be used to replenish specific nutrient levels.

It is known that H. pylori and other digestive infections cause inflammation in the digestive tract. H. pylori is well known as a major cause of gastritis.

Inflammation always requires an anti-inflammatory response. The body's anti-inflammatory hormones are cortisol and cortisone. High levels of inflammation lead to higher than normal levels of cortisol. Because cortisol is a stimulatory hormone, high levels can lead to anxiety and panic.

An increased demand for cortisol also leads to a reduction in the sex hormones - progesterone, oestrogen and testosterone. Imbalances in these hormones can cause a multitude of symptoms, including depression, anxiety, irritability, fatigue, period pains, acne and more.

If the H. pylori is not dealt with and the inflammation continues, the cortisol levels will start to drop as the adrenal glands where it is made become fatigued. Low cortisol can also cause mood symptoms.

Doctors tend to overlook digestive infections as a cause of mood problems but the reality is that if a patient cannot absorb nutrients and has imbalanced hormones, mental and emotional symptoms are almost inevitable.

How Can H Pylori Cause Anxiety and Depression?
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If you are struggling with unexplained mood symptoms such as depression, anxiety, PMS, PMDD, take a look at http://www.h-pylori-symptoms.com. You may want to join one of our free global teleseminars so that you can personally ask me your burning questions.

Dave Hompes makes it easy for people to beat Helicobacter Pylori, heartburn, ulcers & digestive pain. You can download the first three chapters of his ebook Overcoming H Pylori Naturally absolutely free by visiting: http://www.h-pylori-symptoms.com.

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Hardwood Floor Refinishing - Do It Yourself Tips

If you're lucky enough to find hardwood floors hiding under your tired carpeting, you might feel like covering the wood back up. That's understandable because refinishing the floors yourself seems like an impossible task.Hardwood floors were a common feature in houses until the 1960s. Before that, having wall-to-wall carpet was considered a luxury upgrade. From the 1970s on, most homes had wall-to-wall carpet in nearly every room. However, tastes change, and over the last couple decades, hardwood floors have once again become fashionable and desirable. Oftentimes, when I'm talking with someone about fixing houses, they ask if refinishing hardwood floors is something they can do themselves. Unless the person has a physical reason why they can't do it, I generally say yes. However, I also remind them that redoing hardwood floors takes a great deal of time, sweat, and elbow grease. As a general rule, floors of fifty square feet or less can be sanded by hand, but for any floor larger than that, rent or buy a small orbital sander. Everything necessary for doing it yourself will be available at your local hardware store. You can buy a pretty good electric sander nowadays for less than 0, which can be a good investment, especially if you're planning to work on your home on a regular basis.The first layer to be removed is often a thick wax coating, followed by a coat of either polyurethane or varnish. A heavy duty commercial wax stripper can remove the wax, and then a lacquer thinner or acetone can be wiped on to prepare the wood for the next step. If there are any carpet tacks or pieces of old nails in the wood, remove them first. The remnant of a nail can tear up sandpaper, damage a sanding pad, and do serious damage to the palm of your hand, so check carefully to make sure all remnants of tacks and nails are gone before you begin sanding. Fill all nail holes with a quality wood filler, matching the color as closely as you can, and let it dry. Then you're ready to begin sanding the floor with 220-grit sandpaper, whether by hand or with a sander. When you're done sanding, wipe the entire floor with a damp cloth to remove as much sanding dust as possible. Damp cloths work better than vacuum cleaners. Let the floor dry, and then wipe it again with a tack rag, which is a cloth impregnated with resin to pick up fine dust particles. Again, your local hardware store will have what you need.After the floor is as clean as you can get it, apply three coats of polyurethane with a paint pad, allowing each coat to dry thoroughly, lightly sanding with 220-grit paper, and wiping the floor with a damp cloth and a tack rag between coats. If you prefer an old-fashioned finish, you can use a 50/50 mixture of linseed oil and mineral spirits and then wax the floors with beeswax or paste wax. Take caution with the chemical mixture and the rags because they can catch on fire. You can refinish hardwood floors yourself. It just takes time and effort--and a good set of kneepads wouldn't hurt, either! Once you finish, you'll have a gorgeous floor to be proud of and ready for that next "do it yourself" project--perhaps the next room with hardwood floors. Copyright © 2006 Jeanette J. Fisher

Hardwood Floor Refinishing - Do It Yourself Tips

Hardwood Floor Refinishing - Do It Yourself Tips
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Author Jeanette Fisher, America's "Dream Home" Maker, teaches interior design, redesign, and home staging. You can ask her questions on her Amazon blog or see http://www.designpsych.com for free home decorating teleseminars.

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Wedding Parties: An Old Fashioned Ice Cream Social Is a Fun and Inexpensive Party Idea

An Old Fashioned Ice Cream Social is a fun and inexpensive wedding party idea.

Ice Cream Socials make for a great party theme for engagement parties, couples showers, afternoon wedding receptions, wedding weekend festivities the day after the wedding or welcome home parties.

The ice cream social party theme has delighted men, women and children for generations!

Wedding Parties: An Old Fashioned Ice Cream Social Is a Fun and Inexpensive Party Idea

It is so easy to create An Old Fashioned Ice Cream Social. For the budget conscious, an ice cream social delivers excellent bang for the buck! Crunch the numbers and see for yourself!

Items Needed:

1. Ice Cream

You can simply serve vanilla ice cream or you can offer a variety of flavors.

2. Assorted Toppings

Chopped nuts, chopped orios, m&ms, chocolate chips, granola, coconut, dried fruits, fresh fruits, etc.

3. Assorted Sauces

Chocolate sauce, caramel sauce, strawberry sauce, hot fudge sauce, blueberry sauce

4. Whip Cream

Regular, light, and now you can even get chocolate whip cream!

5. Tablecloths, centerpieces, table decor

Create a special look!

6. Serving Bowls

You will need big serving bowls for the ice cream.

7. Ice Scoops and serving spoons

Make sure to have plenty of ice scoops and spoons to serve the different toppings.

8. Individual ice cream dishes, spoons, napkins for guests

You can rent old fashioned ice cream dishes or even use pretty disposable bowls.

9. Camera and film

Take lots of pictures and make a little scrap book at a later date.

10. Ice

Regular Ice and Dry Ice, too (if you do not have freezers at the party location)

11. Beverages

Tubs of iced down sodas and bottled waters, pitchers of lemonade, frozen ice cream punch station

12. Cookies or Brownies

Not necessary but well received!

13. Fresh Fruit Display

Not necessary but also well received!

Add something like a game of croquet to your theme and you will have the makings of a wonderful old fashioned party that will long be remembered!

Abundant Blessings!

Kathi Dameron

Wedding Reception Teleseminars For Brides

Learn How To Self-Cater or Semi-Cater Your Own Wedding Reception

850-422-3599

© 2006 Kathi Dameron, Kathi Dameron and Associates

Note To Publishers: You are invited to share this article through your ezine, website or print publication provided you publish this article in its entirety and include the copyright statement, bio information, active website links and contact information.

Wedding Parties: An Old Fashioned Ice Cream Social Is a Fun and Inexpensive Party Idea
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Kathi Dameron teaches brides-to-be how to create beautiful and affordable wedding receptions, rehearsal dinners, bridesmaid luncheons and other festive soirees that pop with personality and panache.

Today, Kathi shares her wedding reception expertise that she gained during her tenure as the owner, chef, and event designer of Canopy Rose Catering, a high end catering and special event company that was located in Tallahassee, Florida.

Brides and other interested individuals who want to learn the secrets to creating a dream wedding on any budget can attend Kathi's Wedding Reception Teleseminars.

Brides can learn more about attending these teleseminars from the comfort of their own home by visiting http://www.kathidameron.com or contacting Kathi Dameron at 850-422-3599

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How to Make Money Online Without a Website Or a List - Posting Ads For Companies Online

For those who have been hit hard by the economic recession and have lost their jobs in the process or those who do not want to rely on only one channel of income through their day time jobs,making money online through simply posting ads for blue chip companies all over the world is an opportunity which has not been properly tapped by various online money makers.

The idea behind this online making opportunity is that these companies have recognized the expanse and viral spread of the internet technology to all parts of the world,that it has become necessary to use the opportunity to advertise their products and services to every nook and cranny of the universe.

The ability to post such ads extensively by an in-house employee workforce can be so demanding that these companies decide to outsource such tasks to offshore companies who have a worldwide network of data entry workers who took the opportunity by subscribing to the online money making program.It must be noted that it is a win-win situation for the companies who pay you for submitting their ads likewise you who takes the pain,effort and energy to submit their ads for them.The companies make money through people who view and click their ads by subscribing to their services or buying their products while you get paid for posting those ads.The beauty of this program is the more you post the more you earn.You can actually set a goal of how much you intend to earn for the week or the month and go to work with determination and resilience.This is about the best money making opportunity from the comfort of your home on the internet.

How to Make Money Online Without a Website Or a List - Posting Ads For Companies Online

Five tips to get started on this money making opportunity include:

1.Look for companies you know their track record and financial status
2.Look for companies that offer services or products you are familiar with especially those within your locality
3.Post regularly, offering valuable information
4.Look for forums who have similar interest to what you do and share your experiences.This comes with lots of moral boost and extra energy on your part to keep on in achieving your goal.Some forums recommended for this purpose include warriorforum.com, sitepoint.com, digitalpoint.com etc.These are forums with lots of members and lots of activity.
5.Finally to succeed you need to register to start posting ads,registration is free but you need the right information on how to get started and useful resources on the best companies who have had a good payment record to work for.One place to acquire resources on how to get started could be found on http://behome-employed.blogspot.com/

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John Lee Edwards shares information on this money making opportunity on his blog http://behome-employed.blogspot.com/. Visit his website to get free information and resources on how to get started on making money online through posting ads for companies.

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Legal Issues Concerning Copyright in Internet Marketing

Copying someone's work has never had any respect - not in the past, not today, not in school, not at work and especially not in business. There are copyright issues that you will have to adhere to as an internet marketing business owner. Otherwise, you could violate ethical issues and even get into legal problems should someone complain. In internet marketing, copyright legal issues are such a concern mainly because of the nature of the environment online, where much of the content provided is for free.

Copyright and plagiarism

Copyright refers to the legal right to control reproduction and/or use of an original work. Usually, this right is given to the artist, writer or publisher of the work. If something is protected by a copyright, it means that its use or reproduction is restricted or controlled. Anyone wishing to use the content has to have the correct permission from the owner of the copyright.

Legal Issues Concerning Copyright in Internet Marketing

Copyright and the Internet

Copyright infringement is related to plagiarism, the act of negligent or deliberate reproduction of words, thoughts or ideas either in part (as in the case of direct excerpts) or in full and then claiming them as original. Online and off, this is considered illegal. Many writers, professionals and business owners have been unmade because of copyright infringement. Interestingly enough, plagiarism is a word derived from plagiarus, which is Latin for 'kidnapper'.

Copyright infringement is considered a virus on the internet and is not easily forgotten. Even offline, in the traditional business environment, copyright infringement remains a problem. The internet provides such an excellent opportunity for people to cooperate and share information and then allow access to it for free. The problem is that some people believe the word 'free' is a license to obtain content, reproduce it and use it to their own advantage.

This is false reasoning. Just because someone writes or shows content online that may be accessed free of charge does not mean you could take it and pass it off as your own or use it for some commercial purpose. You cannot, for example, take a few paragraphs from an article on a book, website or blog, copy them and then use them on your own website without acknowledging the author or writer or asking permission to republish it.

Bits and pieces

There is, however, a gray area in copyright legal issues when it comes to internet marketing. Copyright, for one, has a limited time period of coverage and will lapse. There are also content that are made available through public domain. When content does enter a lapse period or if it's found in a public domain, it is quite possible that someone could take that content and plagiarize it without actually committing a copyright infringement. So does that make it legal? What about the copyright legal issues?

In this case, the issue probably just escapes the legal restrictions and enters ethical domain. Remember that not everything that is legal is always right. You cannot, for example, use someone else's work and claim it as your own without their permission and believe in your heart you aren't cheating.

The ethical side of internet marketing

All businesses should be ethical and legal. Since internet marketing is such an excellent medium for business, it would be such a waste to abuse how it works. It has its drawbacks, true, but it doesn't have to break laws. Furthermore, it exposes your business to unnecessary trouble. Once content has been published online, it can be extremely difficult to take it back, particularly if people have already seen it or used it. You do not want to be labeled as a plagiarist or a violator of copyright because then you will not be seen as a legitimate internet marketer.

Furthermore, your internet marketing website will also suffer from your carelessness. If you violate any copyright legal issues, your website will be penalized, rendering it useless and making you, the internet marketer, essentially an outcast. You lose your search rankings and in effect, your customers and your business.

Protecting yourself from copyright infringement

If there is content online or offline that you find interesting or useful and want to use for your internet marketing business, always check the copyright protection first. Usually, the copyright notice is indicated on the material. If it's not, it's probably copyrighted anyway unless the author, illustrator or owner gives his permission to reprint or reproduce his content. If the use of content is freely allowed and contains information that is not considered unlawful, it's safe to republish it. If you will be offering original content of your own, it's also important to protect it with a copyright. That is, unless you want to allow others to reproduce your content and use it. This is a generous act on your part and will benefit plenty of interested users.

Legal Issues Concerning Copyright in Internet Marketing
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For more information on internet marketing for beginners please visit:

http://www.thebiginternetmarketinggame.com/legalstuff.html
http://www.thebiginternetmarketinggame.com
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The 5 C's of Credit

Are you ready for the home loan process? Knowing the 5 Cs of credit will help you understand just what your lender is looking for. We'll let you take an inside peek at the training tips we give to the loan officers who come to Complete Mortgage Processing for help:

Credit Character - In analyzing a borrower's credit history, you first need to have a goal in mind. The goal should be to confirm that the borrower's history meets or exceeds the credit guidelines for the product/program you wish to have the loan underwritten to. In making the confirmation, you should consider these factors separately as not meeting any one of them could drop the borrower into a lower credit grade. Compare the credit report to the lender's underwriting matrix or underwriting guidelines to evaluate the following:

The FICO score - Is it within an acceptable range for the loan program? How does the lender determine the score -the lower of two or the middle of three?

The 5 C's of Credit

The mortgage payment history - Is the number of late payments at or below the lender's standard?

The number and characteristic of each open trade lines:

The quantity - Are there enough traditional credit trade lines? If not, is alternative credit allowed. If so, what are the documentation requirements for alternative credit sources?The installment/revolving account payment history - Is the number of late payments at or below that stated standard?The installment/revolving account age or seasoning - Does the account meet the aging requirement -12 months, 24 months, etc.
The installment/revolving account credit limit - Does the account meet the required standard for credit line limit?

Here is an example of a lender's trade line requirements:Minimum of 3 trade lines, 1 year established, with 1 credit line of ,000 or more

Public records - Are there any? Were they disclosed? What is the status? How will they affect the underwriting decision?

Social security number(s) - Are they consistent with the information disclosed on the 1003?

Derogatory credit - Other derogatory credit. Can we document the status? Has it been satisfied or will it be satisfied on or before closing?Inquiries -How many have there been in the past 6 months?

Duplicate entries - Can you confirm that it is in fact a duplicate? Can you get it removed prior to underwriting submission?

Capacity - Regardless of how good a borrower's credit is, they must demonstrate the financial capacity to handle the debt. Reviewing the borrower's past income and employment history is the best indicator of the ability to handle future debt. The following items should be considered when analyzing your borrower's capacity:

Stability -Has the borrower's employment remained stable for two or more years? Has it been in the same or a related field? Does the income fluctuate or is it consistent?

Income Type -What is the nature of the borrower's income? Is it wages, commission, or other? What is the frequency? Is it on a regular recurring schedule or is it seasonal? Is it bonus income tied to performance and therefore not guaranteed? If it is from a source other than traditional employment, how long will it continue?

Income amount - Is it adequate to cover the proposed new debt? Does the income show a pattern of decreasing or declining?

Capital -The capital that the borrower has on hand for down payment, closing costs, and/or reserves will impact your product choice. It will also impact underwriting. In the last module, we made note of the type of funds that are considered to be "liquid assets". In reviewing capital, consider them as the underwriter would:

Ownership - Does the borrower have full or limited access to the disclosed capital/assets? If not, what portion is available for the loan transaction?

Access/Liquidity - Are the funds liquid now or will they be soon? Is the borrower fully or partially vested? Are there penalties for withdrawal? Will the disbursement process be complete prior to the approval/rate lock expiration?

Amount - Is it enough to meet the requirements for down payment, closing costs, or cash reserves? Being able to answer the questions "Whose is it?" "How much is it?" and "When can they get it?" will help you evaluate your borrower's capital.

Conditions - An underwriter looks at the many documents in the loan file to determine if there are any disclosed or undisclosed factors that might adversely affect the borrower or subject property. A few considerations include:

Employment at a place that has had a public announcement of shutting down.A recently awarded divorce settlement where the borrower has to payout significant proceeds or will have a high alimony/support payment.A lawsuitAn adverse change in the industry that the borrower is employed inAn adverse change in the area where the subject property is located
Collateral - A loan is secured using the subject property as collateral. Since the property is the lender's protection against default, it must be structurally sound and functional. When evaluating the collateral, an underwriter considers:

Features -Are the features and style of the home consistent with what is available in the area?

Functionality -Is the home functional or has it been rendered obsolete by outdated features and capability.

Condition - Is the home structurally sound and visually appealing? Is the home inhabitable or is it a dangerous contraption. Is the home complete as is or will renovations be required?

Property type/Use - Is it residential or commercial? Is it owner occupied or is it a rental unit. Is it vacant or occupied?

After carefully and cautiously looking at all of these items and how they stack up to established guidelines. The underwriter should he able to confidently make a credit decision.

The 5 C's of Credit
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Stephanie Graham is a mortgage trainer, coach, and consultant with more than 22 years of industry experience. Stephanie’s creation of the self-study workbook series, Loan Processor In-A-Box has allowed her to enhance the careers of mortgage professionals nationwide. With live training, teleseminars, e-courses, and newsletters, Stephanie and the team at Complete Mortgage Processing give you the resources to help you eliminate mortgage office chaos. You can register for a free e-course or training event at [http://www.completemortgageprocessing.com]

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Teleseminars - How To Use Articles and Teleseminars To Boost Your Business On The Internet

Teleseminars are calls that give you an opportunity to present your information and expertise to others from the comfort of your telephone. People can call in from anywhere in the world to hear what you have to teach to them.

Your listeners will call in on something called a bridge line. There are some bridge lines that are free, while others charge a small monthly fee for access. The most convenient times to offer teleseminars are usually Tuesday, Wednesday and Thursday, from about four o'clock in the afternoon until eight o'clock. Depending on your topic and your listeners you may be able to give calls during the day. This would work well for people who are at home during the day, or for those who work from their homes.

I learned the concept of giving teleseminars from Jeff Herring. Jeff offers a free call each week, where he introduces his topic of article writing and marketing to promote business on the internet. From these free weekly calls he is able to get many people to sign up for teleseminars that will be given over a four week period or longer. These are paid teleseminars and teach the listeners much more than the weekly calls do.

Teleseminars - How To Use Articles and Teleseminars To Boost Your Business On The Internet

Teleseminars can also be transcribed and turned into eBooks that can be sold from a website or from a blog. If you have information that you want to pass on to others, writing articles and giving teleseminars can be an excellent way to do it.

Teleseminars - How To Use Articles and Teleseminars To Boost Your Business On The Internet
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To learn more about writing articles and giving teleseminars and to sign up for a free teleseminar, visit http://www.WriteArticlesWithJeffHerring.com

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